The Connection of the Risk Perception with Protective and Preventive Actions of the Individuals
DOI:
https://doi.org/10.18778/0208-6018.296.04Keywords:
risk, risk perception, risk aversion, insurancesAbstract
Taking any risky action is connected with the way risk is perceived by the individuals. The influence has also decision-makers' attitude toward risk. Appropriate perception determines suitable coping with risky situations. Inadequate judgment may cause unsuitable actions in relation to existent danger. The way individuals perceive risk and steer their activities is a key issue for entities bringing new products or services onto the market. This article presents brief survey of researches into factors determining risk perception and affecting decision-makers actions.
Downloads
References
Barnett J., Breakwell G. M., Risk perception and experience: Hazard personality profiles and individual differences, "Risk Analysis" 2001, vol. 21, no. 1. DOI: https://doi.org/10.1111/0272-4332.211099
Baumann D. D., Sims J. H., Flood insurance: Some determinants of adoption, "Economic Geography" 1978, vol. 54, no. 3. DOI: https://doi.org/10.2307/142833
Halpern-Felsher B. L. et al., The role of behavioral experience in judging risks, "Health Psychology" 2001, vol. 20, no. 2. DOI: https://doi.org/10.1037//0278-6133.20.2.120
Jaracz P., Promieniowanie jonizujące w środowisku człowieka. Fizyka, skutki radiologiczne, społeczeństwo, Uniwersytet Warszawski, Warszawa 2001.
Jeziorska M., Ekonomiczne konsekwencje awersji do ryzyka w ubezpieczeniach majątkowo-osobowych, praca doktorska, Uniwersytet Łódzki, Łódź 2011.
Peters E., Slovic P., The role of affect and worldviews as orienting dispositions in the perception and acceptance of nuclear power, "Journal of Applied Social Psychology" 1996, vol. 26, no. 16. DOI: https://doi.org/10.1111/j.1559-1816.1996.tb00079.x
Podręczny słownik języka polskiego, Wydawnictwo Naukowe PWN, Warszawa 1996.
Renn O., Rohrmann B., Cross-cultural risk perception: A survey of empirical studies, Springer, New York 2000. DOI: https://doi.org/10.1007/978-1-4757-4891-8
Richardson B., Sorensen J., Soderstorm E. J., Explaining the social and psychological impacts of nuclear power plant accident, "Journal of Applied Social Psychology" 1987, vol. 17, no. 1. DOI: https://doi.org/10.1111/j.1559-1816.1987.tb00290.x
Sikorska N., Idzik M., Głuszyński J., Zadowoleni ubezpieczeni?', "Miesięcznik Ubezpieczeniowy" 2006, t. 3, nr 1.
Sjöberg L., Factors in risk perception, "Risk Analysis" 2000, vol. 20, no. 1. DOI: https://doi.org/10.1111/0272-4332.00001
Slovic P. et al., Risk as analysis and risk as feelings: Some thoughts about affect, reason, risk and rationality, "Risk Analysis" 2004, vol. 24, no. 2. DOI: https://doi.org/10.1111/j.0272-4332.2004.00433.x
Studenski R., Ryzyko i ryzykowanie, Uniwersytet Śląski, Katowice 2004.
Thompson C. P., Mingay D., Estimating the frequency of everyday events, "Applied Cognitive Psychology" 1991, vol. 5, no. 6. DOI: https://doi.org/10.1002/acp.2350050605
Wiśniewski M., Wstęp do teorii ubezpieczeń, Wydawnictwo Uniwersytetu Warszawskiego, Warszawa 2003.
Zaleśkiewicz T., Piskorz Z., Borkowska A., Fear or money? Decision on insuring oneself against flood, "Risk, Decisions and Policy" 2002, vol. 7. DOI: https://doi.org/10.1017/S1357530902000662





