Klimontowicz, Monika, and Janina Harasim. “Mobile Technology As Part of Banks’ Business Model”. Acta Universitatis Lodziensis. Folia Oeconomica 1, no. 340 (April 4, 2019): 73–90. Accessed May 19, 2024. https://www.czasopisma.uni.lodz.pl/foe/article/view/3601.