Cichorska, Joanna, and Katarzyna Zielina. “Assessment of the Effects of the COVID-19 Pandemic in the HoReCa Industry in the Opinion of Customers and Employees”. Journal of Finance and Financial Law 2, no. 38 (June 27, 2023): 45–73. Accessed December 6, 2025. https://www.czasopisma.uni.lodz.pl/fipf/article/view/18402.