MUSIAŁ, Marta. Financial Literacy Importance in Personal Finance Management. Journal of Finance and Financial Law, [S. l.], v. 3, n. 1, p. 97–108, 2016. DOI: 10.18778/2391-6478.3.1.08. Disponível em: https://www.czasopisma.uni.lodz.pl/fipf/article/view/9642. Acesso em: 12 jan. 2026.