GNYCH-PIETRZAK, Wiktor. The Consumer’s Right to Reduce the Total Cost of Consumer Credit – an Outline of the Problem. Journal of Finance and Financial Law, [S. l.], v. 3, n. 31, p. 41–56, 2021. DOI: 10.18778/2391-6478.3.31.03. Disponível em: https://www.czasopisma.uni.lodz.pl/fipf/article/view/10803. Acesso em: 15 feb. 2026.