HAJDYS, Dagmara; WIETESKA, Stanisław. Insurance as a Form of Risk Transfers of Local Government Units. Journal of Finance and Financial Law, Poland, v. 1, n. 29, p. 41–60, 2021. DOI: 10.18778/2391-6478.1.29.03. Disponível em: https://www.czasopisma.uni.lodz.pl/fipf/article/view/9579. Acesso em: 30 sep. 2026.