STĘPIŃSKA, Joanna. Credit Borrower Sector of Economy and Credit Risk For Banks. Journal of Finance and Financial Law, Poland, v. 4, n. 44, p. 95–128, 2024. DOI: 10.18778/2391-6478.4.44.06. Disponível em: https://www.czasopisma.uni.lodz.pl/fipf/article/view/24537. Acesso em: 8 aug. 2026.